More than accidental falls, dangerous property conditions, or misconduct by medical professionals, car crashes are the single most common cause of traumatic accidents. Unfortunately, they can also be difficult to deal with, thanks to the unique ways in which state law sometimes restricts the right of crash victims to file lawsuits against the people who hurt them.
Fortunately, you have help available from seasoned personal injury attorneys with a long track record of fighting—and winning—on behalf of people like you. No matter how your wreck happened, who specifically is to blame for it, or what losses you need to recover compensation for as a result, your Eatontown car accident lawyer will make sure your rights are respected and work tirelessly to get you paid what you deserve. Our legal team negotiated a $4.1 settlement on behalf of four passengers who suffered severe injuries in a one-vehicle crash.
When Do You Have the Right to Sue Over a Car Crash?
In New Jersey, every car insurance policy must have three specific types of coverage included in it:
- Personal injury protection (PIP) coverage, which pays for your own medical bills if you get hurt in a crash
- Property damage liability coverage, which pays for property damage sustained by other people involved in a crash
- Uninsured motorist coverage, which can help pay for your own losses if you get in a crash with someone who doesn’t have any car insurance
Drivers who want more coverage beyond what this basic policy includes can purchase a standard policy, which also includes bodily injury liability coverage. If you get a standard policy, you’ll also have to choose whether you get one with a limited or unlimited right to sue.
New Jersey’s no-fault rules for car accident claims will require you to exhaust all insurance coverage before you can sue someone else for causing a crash through their own negligence. However, unless you have an unlimited standard insurance policy, you may not be able to file suit in this way unless you suffered a serious injury like a severely broken bone, the loss of a body part, or some other permanently disabling or disfiguring injury. Your Eatontown attorney can explain how these rules might impact your recovery options after a car accident in more detail during a private initial meeting.
Getting Paid Fully and Fairly for Your Damages
A successful lawsuit or settlement proposal over a car crash can demand money for various losses that insurance doesn’t cover, including things like:
- Physical pain and suffering
- Personal property loss other than vehicle damage—for example, the costs of repairing or replacing a damaged smartphone
- Emotional anguish and psychological distress
- Lost work wages and working capacity
- Loss of life’s pleasures
You can also seek restitution through a car accident claim for long-term losses that haven’t happened—or haven’t gotten as bad as they will in the future—yet. For instance, if you were paralyzed from the waist down in an Eatontown car wreck caused by another person’s negligence, your lawyer can help you determine how much you’ll likely have to pay in future medical bills and factor that money into your lawsuit or settlement demand.
An Eatontown Car Accident Attorney Can Help
The hours and days following a serious car crash can be stressful. Dealing with all that stress on top of the financial and physical consequences your wreck has had on you is hard for anyone to handle alone—and fortunately, you don’t have to do that.
You can contact an Eatontown car accident lawyer with the experience and expertise necessary to get you paid fairly for your losses without overcomplicating your life in the process. You won’t owe us anything until we get you the compensation you deserve, so call today to learn how we can assist you.
