Car accidents happen all day, every day, throughout Pennsylvania. Most do not cause severe injuries and the parties involved can usually resolve their issues fairly easily. Unfortunately, some auto accidents caused by negligent and reckless drivers result in devastating injuries. If you were in this type of situation, Ostroff Godshall Injury and Accident Lawyers can file a lawsuit against the other party or negotiate a settlement on your behalf.
Our winning personal injury attorneys have an impressive track record with auto accident claims. In one case, Founding Partner Jon Ostroff and our team secured over $6 million in total settlements for seven occupants of a vehicle involved in a collision on a rural highway crash near Lewisburg. We were able to resolve this case shortly before the trial began.
Even if it seems like your accident is fairly minor or uncomplicated, it is always best to speak with our Lewisburg car accident lawyers soon after a crash. As soon as we are hired, Ostroff Godshall Injury and Accident Lawyers will begin investigating your accident and building your claim immediately.
Understanding Fault and No-Fault Insurance
Some states, like Pennsylvania, are “no-fault” jurisdictions. In these states, any driver who suffers losses in an accident submits a part of their claim, such as for medical bills and some or all of their wage loss, to their own automobile insurer, regardless of fault. This law is intended to allow each driver can choose the amount of medical insurance or wage loss coverage they wish to be covered by. Otherwise, in states that are not “no fault”, injured parties are bound to the amount of medical or wage coverage selected by the at fault driver.
A seasoned personal injury lawyer in Lewisburg can help you understand your insurance benefits after a severe car accident.
Difference Between Full Tort and Limited Tort in Lewisburg
Pennsylvania Consolidated Statutes §1705 offers drivers a choice between full tort and limited tort liability insurance coverage. Full tort coverage is more expensive than limited tort. In return, it allows you to seek non-economic damages like pain, suffering, and loss of companionship in a lawsuit against the parties responsible for your accident.
The premiums for limited tort coverage are slightly less expensive, but it can prevent you from pursuing non-economic damages, such as pain and suffering. Fortunately, there are some important exceptions to this rule. For 25 years, Ostroff Godshall Injury and Accident Lawyers has won many substantial settlements and verdicts for injured parties with limited tort coverage.
Exceptions to Limited Tort
There are several exceptions that allow an individual with limited tort coverage to pursue non-economic damages in court. For example, if the at-fault driver was DUI, or from out of state, or if you were in a commercial vehicle or on a motorcycle when the accident occurred, you may recover non-economic damages. Additionally, you may be eligible for pain and suffering damages if a commercial truck or a bus caused the accident.
You can also seek non-economic damages in court if you have a “serious injury” pursuant to PA law. An injury is considered “serious” if it results in a serious impairment to a significant bodily function” or if you suffer a permanent scar or disfigurement. An experienced auto wreck lawyer in Lewisburg, like Ostroff Godshall Injury and Accident Lawyers, which has a proven track record of successful verdicts and settlements in limited tort cases can help you. We will help by evaluating your medical records and by monitoring your injury status to help you overcome limited tort. You only pay us when we get you paid.
Trust a Lewisburg Car Accident Attorney with Your Claim
Pennsylvania’s vehicle accident liability laws are unique and can be difficult to understand. The legal professionals at Ostroff Godshall Injury and Accident Lawyers are well-versed in these state statutes. Do not risk losing compensation by filing a lawsuit on your own or through an attorney lacking the experience in helping clients overcome limited tort. Contact our Lewisburg car accident lawyers today to schedule a free case review and begin the legal process. Ostroff Godshall Injury and Accident Lawyers is your car accident law firm. We’ve helped seriously injured victims here and across PA. Ostroff Godshall Injury and Accident Lawyers has obtained some of the largest verdicts in the history of Union County and other counties throughout PA.