If you were in a traffic accident in Pennsylvania, the process of obtaining financial compensation for your injuries and losses can be complex. Given the unique state laws in PA that apply to car accident claims, it is always best to work with a seasoned personal injury attorney on your case.
Once you hire Ostroff Godshall Injury and Accident Lawyers, we will explain all your rights and legal options and help you build the strongest case possible. Founding Partner Jon Ostroff and his team of Sayre car accident lawyers have the resources and experience necessary to help you recover fair compensation after a severe crash.
In a previous case, Jon represented a client who hit the side of a truck at night, while driving on Route 6 near Sayre. She suffered a brain injury and complex facial fractures. Additionally, she had no memory of the accident. Jon fought for our client and recovered $5.7 million on her behalf. Consider speaking with a lawyer to learn more about your potential compensation.
How Car Insurance Affects Accident Claims in Sayre
Pennsylvania follows a “no-fault” system in car accident claims. Under this system, you must seek compensation from your personal injury protection (PIP) insurance first after a car accident. Your no-fault insurance will cover out-of-pocket financial losses, like vehicle repair bills and medical expenses, up to your policy limits. If your insurance does not cover all your losses, you can file a claim directly against the at-fault driver’s insurance for additional amounts.
While purchasing PIP insurance is mandatory for PA residents, you are permitted to choose between “limited tort” and “full tort” insurance. The type of insurance you choose can impact your ability to file a lawsuit against the at-fault driver and recover for your pain and suffering.
If you have full tort and the other party was primarily at fault for your crash, you are permitted to file a case for pain and suffering damages. However, if you have limited tort, there are restrictions on when you can pursue these types of damages. For example, you may not be able to collect compensation for losses like pain and suffering unless you suffered a “serious” injury, or another exception to limited tort applies. A car crash attorney Sayre could explain these insurance laws in detail during a confidential consultation.
Pursuing Compensation Through a Civil Lawsuit
In a personal injury claim, you can seek compensation through a settlement demand or lawsuit for the full value of all economic and non-economic damages you suffered in the accident. Non-economic damages are forms of harm that do not have objective financial values. Common examples of these losses include pain and suffering, loss of life’s pleasures, and loss of consortium with a spouse.
To recover compensation for these losses, you must prove that another person’s misconduct was the direct cause of your harm. Additionally, you must demonstrate that the accident directly led to your injuries and damages. A local lawyer will help you fight for the maximum possible compensation in your auto accident case.
Get in Touch with a Sayre Car Accident Attorney
Even if you know someone else was to blame for your injuries, recovering compensation can be challenging. However, assistance from seasoned legal counsel can increase your odds of securing fair compensation.
A Sayre car accident lawyer from Ostroff Godshall Injury and Accident Lawyers can answer all the questions you might have about your next steps. Schedule your free initial consultation today.