Every licensed driver in Pennsylvania is required to buy a specific minimum amount of vehicle insurance, including motorcyclists. You should have access to at least some type of insurance coverage after getting involved in a motorcycle crash. The amount of compensation can vary depending on the terms of your policy, the terms of the policies held by others involved in the incident, and whether you retain an experienced attorney during the claims process.
While insurance claims for Bensalem motorcycle accidents can be a crucial source of financial recovery, they can also be deceptively challenging to navigate without legal help. Fortunately, our winning motorcycle accident lawyers at Ostroff Godshall Injury and Accident Lawyers know how to deal with insurance companies and get the payments you deserve.
What to Know About Starting a Motorcycle Insurance Claim
Unlike personal injury lawsuits, there’s no specific legal deadline for filing an insurance claim after a motorcycle accident in Bensalem. However, insurance companies will expect you to notify them about a wreck as soon as possible. Waiting even a few weeks to start the claims process can lead to your claim being rejected.
Once you file a claim with your insurance company, they will investigate the case. This involves asking you many questions and trying to find any possible detail to minimize their liability for your losses. This is a big reason why having help from skilled legal counsel is so important when pursuing insurance claims after Bensalem motorcycle wrecks. The insurance companies are never on your side, so dedicated legal support can be key to ensuring you don’t accidentally hurt your claim by saying or doing something ill-advised around a claims adjuster.
“Limited Tort” Versus “Full Tort” Insurance Coverage
Under Pennsylvania’s “no-fault” insurance laws, your own personal injury protection (PIP) coverage should cover the following up to policy limits:
- Medical expenses for accident-related injuries
- Motorcycle repair or replacement costs
- Certain other out-of-pocket expenses
You don’t need to prove that anyone else was specifically to blame for your accident to recover these damages. However, you’ll generally need to file a lawsuit to get paid for other types of losses like missed work wages or physical pain and suffering. As a Bensalem lawyer can explain, your right to do so may be limited by what kind of motorcycle accident insurance coverage you have.
People with “full tort” insurance coverage have virtually no restrictions on their right to file suit after a motorcycle wreck. On the other hand, “limited tort” coverage may leave you unable to file a lawsuit unless you suffered a “serious injury” that was bad enough to cause debilitating and permanent harm. During a free, no-obligation consultation, our local attorneys can further explain your rights to file lawsuits and insurance claims after a motorcycle crash.
Call a Bensalem Attorney for Your Motorcycle Accident Insurance Claim
Dealing with insurance companies after any kind of auto accident can be a stressful and challenging experience. However, making the most of all insurance coverage available to you can be vital to protecting your financial security and well-being.
Ostroff Godshall Injury and Accident Lawyers are experienced in handling insurance claims for Bensalem motorcycle accidents. We will fight tirelessly for every cent of compensation you deserve, and you won’t owe us anything until we win those payments on your behalf. Call us today to learn how we can work for you.