Traffic collisions are the most common cause of accidental injuries all over the United States. A lot of those injuries unfortunately have life-altering consequences. Like other states, New Jersey law allows you to sue someone who harms you by causing a car crash and demand they pay for losses you’ve suffered because of the wreck. Unlike many other states, New Jersey puts some unique and often harsh restrictions on when you’re allowed to file a lawsuit like this.
Getting around legal and procedural obstacles to get paid what you deserve after a wreck you didn’t cause can be far from easy, which is why it’s important to get help from a skilled personal injury lawyer. Once hired, our winning Pennsauken car accident lawyers will make sure your rights are respected and help you get the maximum payout possible, whether it comes entirely from an insurance settlement or from a lawsuit filed in civil court. Our attorneys won a $500,000 settlement for a client who suffered spine injuries after being rear-ended by a negligent driver in an Enterprise rental car.
Getting a Fair Insurance Settlement After a Wreck
Car insurance plays a central role in most car crash claims since every state requires vehicle owners to buy a specific minimum amount of insurance coverage before they can legally drive on public roads. In New Jersey, the minimum requirements are $25,000 of injury coverage per person, $50,000 of injury coverage per accident, and $25,000 of property damage coverage.
This only covers other people involved in a wreck you were involved in. In order to get an insurance payout after a wreck, you’ll either need to already be paying for other coverage—like collision or comprehensive coverage—in your own policy or make a claim against the policy of the person at fault for your wreck. Insurers are for-profit companies that will do anything they can to save money at your expense. You’ll need representation from a Pennsauken attorney if you want to file the strongest possible car collision claim and make sure these companies play fair with you after a wreck.
When Can You Sue Over a Car Crash?
Thanks to the no-fault approach to car accident litigation, you’ll always have to seek recovery through insurance first before you can file a lawsuit over a wreck. When you have a limited right to sue insurance policy as opposed to an unlimited right to sue policy, you may not be allowed to file suit even after you’ve exhausted all available insurance coverage unless you’ve suffered a serious injury or meet one of a few other exceptions that your legal counsel can explain in more detail.
If you do have grounds to file suit over a wreck, you’ll need to prove the person you’re suing was directly at fault for causing the wreck by doing something reckless, careless, or illegal. Demanding compensation under the legal theory of negligence can be even more complicated than insurance negotiations, and it’s something a seasoned car accident lawyer in Pennsauken can provide irreplaceable assistance with.
A Pennsauken Car Accident Attorney Can Help
Even if it seems obvious that someone else is to blame for injuring you in an auto accident, that doesn’t mean you’ll have an easy time getting reimbursed for your crash-related losses. In fact, seeking compensation after a car crash can be impossible if you’re not familiar with how state courts and insurance companies tend to handle situations like this.
Representation from a Pennsauken car accident lawyer will give you a much better chance of securing a favorable case result than you’d ever likely have filing suit on your own. Call us today to discuss your options and learn how our team can help you during a free, no-obligation consultation.
