Getting in a car wreck can be a shocking and stressful experience, especially if it leaves you with substantial vehicle damage or a severe personal injury. However, you can obtain compensation after a wreck to address your injuries and damages.
Depending on the type of auto insurance you have, recovering fair compensation may be somewhat difficult. Consequently, you should consider working with a skilled personal injury attorney on your case. At Ostroff Godshall Injury and Accident Lawyers, our team has won thousands of car accident claims.
Founding Partner Jon Ostroff and Managing Partner Rich Godshall have recovered millions of dollars for our clients. For example, we obtained over $20 million for victims of a major bus/truck crash that occurred on I-80 just outside of Danville. If you want to learn more about your legal rights and potential compensation after a collision, reach out to a Danville car accident lawyer right away.
Insurance Rules for a Car Crashes in Danville
Unlike other types of personal injury cases, state law sets restrictions on when you can file suit directly against another driver for causing a wreck. If you are considering filing a lawsuit, you must first determine whether you have “limited tort” or “full tort” insurance. With either kind of insurance, your personal injury protection insurance should cover all out-of-pocket costs related to a car crash—including medical bills, car repair costs, and lost income—up to your policy limits.
If you have limited tort, there are restrictions on when you can recover compensation for additional non-economic losses like pain and suffering. Conversely, if you have full tort, you have the right to immediately seek compensation for the full value of your economic and non-economic losses. Our dedicated lawyers in Danville can help you understand how insurance policies can impact your auto wreck case.
Potential Obstacles to Compensation After a Vehicle Collision
Even if you have legal standing to pursue a car accident lawsuit, there are still plenty of procedural roadblocks that could prevent you from getting the compensation you need. For instance, 42 Pennsylvania Consolidated Statutes §7102 bars plaintiffs who bear more fault than the defendant(s) from recovering compensation. Furthermore, the court can reduce your damages award based on the percentage of fault you hold.
Additionally, under 42 PA Con. Stat. §5524, most car accident victims have just two years after suffering an injury in a wreck to start the litigation process. A knowledgeable lawyer’s guidance is crucial to navigating the legal system after a vehicle collision.
Learn More from a Danville Car Accident Attorney
Car accidents cause millions of dollars in total damages to thousands of Pennsylvania residents each year. So many of those losses are caused by the negligence of just one other person. If you were struck by a careless driver, you may be able to seek full recovery for the harm that negligent individual caused you.
Do not attempt to handle your claim alone. The support of a local Danville car accident lawyer from Ostroff Godshall Injury and Accident Lawyers can improve your chances of recovering fair compensation. Call our law firm today to set up your free consultation.