If you’ve been injured in an accident, you have two basic choices: you and your attorney can negotiate a settlement with the insurance company or you can go to court and allow a jury to decide your case. Most Pennsylvania accident victims choose to settle their cases.
While settling isn’t the right choice for everyone, there are advantages to keeping your accident claim out of court.
Benefits of Settling Your Pennsylvania Injury Case
Settling your case saves money. Going to court is expensive. A court case involves attorneys, expert witnesses, paperwork and travel. Many of these expenses can be reduced or eliminated if a case settles before going to trial.
Going to court is stressful. If you were seriously injured in an accident, you already have plenty to worry about. You may not want the additional stress of a trial. Settling can reduce stress by eliminating the need to tell your story on the witness stand.
Settling allows you to protect your privacy. When you go to court, the court documents become public record. Anyone with access to a computer can access these records and learn the details of your case. A settlement can include a confidentiality agreement that keeps your case private.
Settling can help you get your money faster. A typical Pennsylvania personal injury court case lasts one to three years. If there’s an appeal, the case can take even longer. Can you afford to wait that long? Will you be able to pay your medical bills and living expenses in the meantime? Settling can shorten the time it takes to get financial relief.
A settlement is final. A settlement is an agreement between you and the insurance company. Once a settlement is agreed on, neither party can change their mind. When a court decides a case, the losing party can appeal the decision. The case can remain tied up in court for years.
Settling guarantees that you will receive insurance benefits. No matter how much evidence you have to support your claim that you were injured in an accident that was not your fault, there is always a small chance that the jury will decide not to award damages in your case. Settling guarantees a recovery.
Each case is different. While there are advantages to settling, settling may not be the right choice for you. Contact Ostroff Law for a free consultation. We’ll be happy to advise you of ALL your options.