From fender-benders on residential streets to high-speed highway collisions, car accidents of any kind can trigger a long, exhausting ordeal of recovering from serious physical injuries, negotiating with insurance providers, managing medical bills, work loss and locking down key evidence to establish the other driver’s fault. Additionally, Pennsylvania law takes a unique approach to car insurance, which can make recovering compensation after a crash especially challenging.
If you were injured in an auto wreck, our skilled personal injury attorneys are here to help you seek justice. Through the leadership of Founding Partner Jon Ostroff and Managing Partner Rich Godshall, Ostroff Injury Law has won thousands of car accident cases.
In one recent case, our legal team negotiated a $4.1 settlement on behalf of four passengers who suffered severe injuries in a one-vehicle crash on the Pennsylvania Turnpike. Another successful case resulted in over $6 million in settlements for seven people injured in a rural highway crash. A trial we won against Greyhound Bus Company led to settlements and verdicts exceeding $21 milllion.
Our Bensalem car accident lawyers have the experience and resources necessary to pursue compensation on your behalf. We can make all the difference in how your case plays out.
Seeking Compensation Through Insurance After a Serious Car Wreck
The basic idea behind “no-fault” car insurance systems is that insurance providers should cover certain expenses related to car accidents regardless of who was to blame for the crash. In Pennsylvania, all car insurance policies must offer coverage for all reasonable medical expenses and out-of-pocket costs stemming from a motor vehicle crash up to applicable policy limits, even if the injured person caused the wreck.
Under state law, you must also choose to purchase a “full tort” or “limited tort” insurance policy. If you have full tort insurance, you have the right to file a lawsuit for all economic and non-economic damages you suffered in a car accident, including pain and suffering.
Recovering non-economic damages with a limited tort insurance policy can be more complicated. Generally, drivers with limited tort coverage can only seek non-economic damages if the car accident resulted in “serious” injuries. However, there are several exceptions to this rule, and Ostroff Injury Law has recovered large non-economic damages awards for injured clients with limited tort coverage. If you wish to pursue non-economic damages (which include pain and suffering) in your vehicle collision case, it is best to speak with a lawyer at Ostroff Injury Law in Bensalem right away.
Establishing Fault for an Auto Accident in Bensalem
In the event that your crash results in serious, prolonged harm, you should consider pursuing a claim to recover compensation from the at-fault party. In practice, this means you must prove:
- The existence of a “duty of care”
- The at-fault party breached that duty
- The breach directly caused your accident
- You suffered compensable losses due to the accident
All motorists have a “duty” to follow the rules of the road. Any traffic violation or act of reckless driving can constitute a “breach” of that duty. Whether the other driver failed to yield the right of way or drove while drunk, you should work with an auto accident attorney who can help you prove fault.
Discuss Recovery Options with a Bensalem Car Accident Attorney
Pursuing financial recovery after a car wreck in Pennsylvania can be more complex than it is in other states. Making sense of the various insurance laws and proving liability can be difficult without a winning legal team on your side. If you or a loved one was injured in a crash, contact Ostroff Injury Law today to schedule a free consultation with a Bensalem car accident lawyer.