In the aftermath of a serious car crash caused by someone else’s negligence, you may have a lot of questions about how you’re supposed to pay for all the unexpected expenses and the physical and psychological trauma the wreck may have caused you. Thanks to the way Pennsylvania law approaches situations like this, you may have multiple options for demanding financial compensation but making the most of those options can be much harder in practice than you might expect.
Fortunately, you have help available from seasoned car accident lawyers who have years of experience fighting and winning cases on behalf of people just like you. Ostroff Godshall Injury and Accident Lawyers can give you a brief guide on what kinds of recoverable damages after a York car accident you might be able to factor into your settlement proposal or lawsuit.
What Will Insurance Typically Cover After a Car Crash?
In Pennsylvania, every car and truck owner has to buy a specific minimum amount of personal injury protection insurance coverage before they’re allowed to legally drive on public roads. Up to policy limits, this coverage will pay for medical bills, car repair costs, and certain other out-of-pocket expenses on a no-fault basis, which means you won’t need to prove that someone else was to blame in order to recover compensation.
If you bought additional car insurance coverage, you may be able to get additional reimbursement for these sorts of recoverable damages after a York car crash without needing to file suit against anyone. If you do end up filing suit after exhausting all your insurance coverage, you won’t be allowed to recover twice for the same damages. For example, if insurance already covered a specific hospital bill stemming from a wreck, you can’t then demand money for that same hospital bill again through a civil lawsuit.
Filing a Lawsuit for Other Types of Damages
There may be additional limitations on your right to file suit after a traffic accident, depending on what type of car insurance you have. However, if you do have grounds to file suit after getting everything you can out of insurance, you can generally seek compensation for a much broader variety of damages through a lawsuit than you can through insurance coverage.
Most notably, recoverable damages in a York car accident lawsuit can include various non-economic forms of harm that don’t have objective financial values, like physical pain, emotional anguish, and loss of life’s pleasures. You can also demand compensation for any objective economic losses that insurance didn’t fully cover, including things like lost work wages and lost future earning capacity caused by a long-term disability.
A York Attorney Can Help Maximize Recoverable Damages After a Car Accident
No two car accident claims are exactly alike, and that means no two people filing car accident claims will need to recover for exactly the same damages valued in exactly the same way. You’ll have a far better chance of getting paid fairly for all your injuries and losses if you have help from a winning lawyer.
Your legal counsel can go over what recoverable damages after a York car accident you may be able to seek payment for during a confidential consultation. Call us today to discuss your options.
