A serious car accident can be overwhelming. In addition to your injuries, you may be facing financial strain due to medical bills, lost wages, and car repairs. If you believe another person caused your accident, you must be fairly compensated.
If the insurance company or corporation won’t agree to pay what you’re entitled to, Ostroff Godshall Injury and Accident Lawyers will promptly file a lawsuit and make them pay.
It’s hard enough for our clients to focus on recovering from their painful injuries. That’s why they count on Ostroff Godshall Injury and Accident Lawyers to handle all of their paperwork, to stand up for them and to make sure they are fairly compensated.
Founding attorney Jon Ostroff and our New Jersey car accident lawyers have the skill and determination to help you fight for payment for your injuries. Working with us could significantly improve your chances of success.
Common Causes of Car Wrecks
Most car accidents in New Jersey are related to reckless driving. Some of the most common situations that lead to auto accidents include:
Failure to yield
Failure to follow traffic signs
Failure to check blind spots
Texting while driving
When a careless driver causes an accident, they can be held responsible for all injuries and damages related to the crash. Those suffering from auto wreck injuries should seek help from a skilled lawyer in the area. An attorney could help gather evidence of the other driver’s reckless actions.
Personal Injury Protection Insurance in New Jersey
In addition to liability insurance and uninsured motorist coverage, all drivers in New Jersey must have personal injury protection (PIP) insurance. PIP coverage is a no-fault insurance policy that provides injured motorists with benefits after an accident, no matter who caused the crash.
Drivers with this type of insurance do not need to prove someone else was responsible for the accident to receive payment. According to New Jersey Statutes 39 § 39:6A-4, PIP insurance will provide up to $250,000 in medical benefits per person involved in the accident.
However, personal injury protection does not cover non-economic losses, such as pain and suffering. A seasoned lawyer familiar with the insurance laws in New Jersey will help injured parties understand the benefits they may receive after a car accident.
Filing a Lawsuit After an Auto Accident
If PIP insurance does not cover all of the injured party’s medical and wage losses, they will be due from the at-fault driver. These cases will also include non-economic damages.
It is important to note that car accident claims must be filed within two years of the crash, as stated in New Jersey Statutes 2A § 2A:14-2. Anyone who misses this deadline could lose the opportunity to seek payment for their injuries.
How Can Partial Fault Impact Compensation?
Injured drivers who are partially responsible for a crash could have their compensation reduced based on their percentage of fault. If the filing party is over 50 percent at fault, they may not be able to receive payment at all. A dedicated lawyer could defend injured motorists from accusations about partial fault in a car crash claim. The insurance companies often blame the other driver when they are blameless. This is just one of the ways that insurance companies try to save money at the expense of injured accident victims.
Speak with a New Jersey Car Accident Attorney Today
If you are dealing with injuries from an auto wreck and are unsure what to do next, reach out to Ostroff Godshall Injury and Accident Lawyers today. Jon Ostroff and the rest of our team will help you understand the legal process and fight for payment for your injuries. Contact our New Jersey car accident lawyers today to schedule a consultation and get started with your case.