The purpose of suing over an auto accident is to get reimbursement from the person who caused that accident for specific losses you’ve already suffered and will suffer in the future from that accident. However, different people have different experiences in the aftermath of car crashes. The losses one person needs to recover for after a wreck may not match the ones that another person injured in that same wreck needs to recover for.
Certain types of recoverable damages generally factor into claims of this nature more often than not. Knowing what those damages are can be key to getting the most money possible out of your unique claim. Here are some of the most common recoverable damages after a Mt Laurel car accident that our experienced lawyers may be able to help you get paid fairly for.
Economic Damages Not Covered by Insurance
Because New Jersey takes a no-fault approach to car insurance, most people who get hurt in wrecks will first seek recovery for medical bills, car repair costs, and other out-of-pocket expenses through their own personal injury protection (PIP) coverage rather than immediately suing someone else. If your medical bills and other expenses are greater than what your insurance covers and you’re allowed to file suit by your insurance policy, you can incorporate those extra expenses into your ensuing settlement proposal or lawsuit.
Lost Work Income and Earning Capacity
Depending on your policy, your own insurance may also reimburse you for missed work wages while you’re recovering from crash-related injuries. If it doesn’t, or if you need to recover for a long-term loss of working ability caused by permanent disability or disfigurement, you can include income loss as a recoverable damage in your Mt Laurel car accident case.
Disability-Related Expenses
If your wreck has left you with an irreversible and debilitating injury, you can sue for financial expenses related to caring for and managing that injury while still maintaining something close to a normal life. This can include one-time costs for things like wheelchair ramp installation at your home, as well as the costs of any assistive equipment you will need in the future and the costs of things like in-home assistance from an around-the-clock caregiver if necessary.
Non-Economic Pain and Suffering
One of the most important types of recoverable damages to include in a Mt Laurel auto accident lawsuit is pain and suffering. This is the subjective but real effect that physical pain and discomfort from your injuries will have on your everyday life. You can also recover for other non-economic forms of harm like mental anguish, psychological trauma, and loss of life’s pleasures.
Get Help from a Mt Laurel Attorney with Maximizing Recoverable Damages After a Car Accident
This is far from a comprehensive list of all the damages you can possibly include in an injury claim, especially if you’re trying to recover for the long-term effects of a permanent injury. Still, this is a fairly succinct guide to the basic losses that you’ll most likely need to account for in the wake of a serious wreck—if, that is, you have valid grounds to sue in the first place and the legal knowledge you need to effectively enforce your rights.
Help from skilled legal counsel is essential to building the strongest possible claim and pursuing it efficiently, as well as getting the most money possible for your losses. Call Ostroff Godshall Injury and Accident Lawyers today to learn how our attorneys can help you seek recoverable damages after a Mt Laurel car accident.
