When winning is the only option

Obtaining Compensation with Limited Tort Coverage

If you were injured in a motor vehicle accident and you have limited tort coverage on your Pennsylvania insurance policy, your carrier may have already told you that you can’t file a claim for pain and suffering. This sweeping statement is often wrong and misleading.

It’s true that having limited tort insurance coverage can put a big obstacle between you and fair compensation for your injuries. However, all is not lost. The lawyers at Ostroff Injury Law know the ins and outs of Pennsylvania auto accident law. We have recovered damages for pain and suffering for hundreds of people with limited tort policies.

Exceptions to Limited Tort Coverage for Injured Victims

In Pennsylvania, there are six specific exceptions that will allow an auto accident victim with limited tort coverage to recover full damages for their injuries. These exceptions include:

  • The victim was on a motorcycle when the crash happened.
  • The injured person was a pedestrian.
  • The victim was a passenger on a bus, truck, taxi or other commercial vehicle when the crash occurred.
  • The at-fault driver received a DUI for drunk driving.
  • The driver who caused the accident was operating a vehicle registered in a state other than Pennsylvania.
  • The victim’s injuries resulted in a serious impairment to a significant bodily function.

Many of our clients have recovered damages for pain and suffering because Ostroff Injury Law proved one of these exceptions. Even when an exception did not apply, our attorneys have proven and won limited tort cases for our clients. Over more than two decades, our personal injury recoveries have been some of the highest in Pennsylvania. If you sustained injuries in an auto accident and you have limited tort coverage, talk to us.

Call the Limited Tort Lawyers at Ostroff Injury Law

The attorneys at Ostroff Injury Law have represented more than 25,000 clients during the past 25 years. Our experience has given us an edge with insurance companies and an ability to obtain top-dollar compensation for clients.

If you were injured in a motor vehicle accident, do not speak with insurance adjusters until you talk to a member of Ostroff Injury Law. We can protect your legal rights and help you avoid making a mistake that could cost you a substantial amount of compensation.

Call us toll-free at 1-800-818-8148 or fill out our online form to schedule a free consultation.

  • Categories

  • Statewide Personal Injury Results
  • Get Started For Free

    Get started for free with our no obligation consultation if you think you may have a case. If we do accept your case, you pay us nothing until we successfully recover money for you! Find out how we can help.

    Start Live Chat

    We’re available 24/7. Click to chat with a live representative now.


    Discuss your case with a personal injury attorney. Call us at (484) 351-0350 to learn if we can help you.

    Free Case Evaluation

    Get started by scheduling your case evaluation.