While it’s not entirely unheard of for a lawsuit over an auto accident to progress all the way to a civil courtroom, the vast majority of these types of cases end with a private settlement agreement that the court system never gets directly involved with. Unfortunately, insurance companies know that this is how things normally play out, which means they’re experienced with shaping settlement talks in a way that leads to them getting what they want and you getting very little.
This doesn’t mean settling a car accident case in Eatontown in a favorable way is impossible, but it does mean that getting a fair settlement offer isn’t something anyone should pursue alone. If you want to get paid fairly through a settlement, you need support from a seasoned car accident lawyer who knows all the tricks insurance companies like to use and can help you navigate around them.
When Is the Right Time to Settle a Car Crash Claim?
One of the primary strategies insurance companies use to get people to settle their Eatontown car accident claims for less than they’re worth is by pushing them to settle earlier than they should. It’s not uncommon for insurance companies to offer initial settlements just days after a crash occurs, often paired with what sounds like genuine concern for a seriously injured person’s wellbeing.
While individual insurance adjusters may be polite to you, their employer is always looking out for their own financial interests. It’s always best to be cautious about accepting any early settlement offers. Generally, you want to wait at least a few months until you have a clear idea of the impact your injuries will have on your life for years to come so you can account for those expected future losses in the settlement that your legal representative helps you demand.
Negotiating Effectively for a Fair Offer
Objective financial forms of harm like medical bills and car repair costs should be factored into your proposal for a car accident case settlement in Eatontown. You should also be thinking about the more subjective losses a serious wreck may cause you; for example, physical pain from injuries, psychological trauma from the wreck itself, and an overall decline in quality of life caused by a long-term disability.
These losses are subjective and can’t be assigned a specific value based on things like receipts or invoices. You need to be careful about what you say to insurance representatives during settlement talks so you don’t accidentally imply your losses aren’t as bad as they really are. Guidance from skilled legal counsel can be especially vital in this regard. Your attorney can help you structure the statements you make so they only strengthen your claim and don’t inadvertently harm it.
An Eatontown Attorney Can Help with Settling a Car Accident Case
Settling a car accident case in Eatontown can be stressful and have high stakes. Fortunately, you have guidance available to you from respected legal professionals with a long track record of getting people like you paid everything they deserve for their injuries.
Just one conversation with our lawyers can give you answers to pressing questions and confidence about how you can best enforce your right to civil recovery. Call today to get started.