Obtaining Compensation with Limited Tort Coverage
If you were injured in a motor vehicle accident and you have limited tort coverage on your Pennsylvania insurance policy, your carrier may have already told you that you can’t file a claim for pain and suffering. This sweeping statement is often wrong and misleading.
It’s true that having limited tort insurance coverage can put a big obstacle between you and fair compensation for your injuries. However, all is not lost. The lawyers at Ostroff Godshall Injury and Accident Lawyers know the ins and outs of Pennsylvania auto accident law. We have recovered damages for pain and suffering for hundreds of people with limited tort policies.
Exceptions to Limited Tort Coverage for Injured Victims
In Pennsylvania, there are six specific exceptions that will allow an auto accident victim with limited tort coverage to recover full damages for their injuries. These exceptions include:
- The victim was on a motorcycle when the crash happened.
- The injured person was a pedestrian.
- The victim was a passenger on a bus, truck, taxi or other commercial vehicle when the crash occurred.
- The at-fault driver received a DUI for drunk driving.
- The driver who caused the accident was operating a vehicle registered in a state other than Pennsylvania.
- The victim’s injuries resulted in a serious impairment to a significant bodily function.
Many of our clients have recovered damages for pain and suffering because Ostroff Godshall Injury and Accident Lawyers proved one of these exceptions. Even when an exception did not apply, our attorneys have proven and won limited tort cases for our clients. Over more than two decades, our personal injury recoveries have been some of the highest in Pennsylvania. If you sustained injuries in an auto accident and you have limited tort coverage, talk to us.
Call the Limited Tort Lawyers at Ostroff Godshall Injury and Accident Lawyers
The attorneys at Ostroff Godshall Injury and Accident Lawyers have represented more than 25,000 clients during the past 25 years. Our experience has given us an edge with insurance companies and an ability to obtain top-dollar compensation for clients.
If you were injured in a motor vehicle accident, do not speak with insurance adjusters until you talk to a member of Ostroff Godshall Injury and Accident Lawyers. We can protect your legal rights and help you avoid making a mistake that could cost you a substantial amount of compensation.